Last Updated: September 8, 2026
Welcome to Your Guardian Life. By accessing or using our website (www.yourguardianlife.com) and engaging with our brokerage services, self-service quoting tools, or consultation schedulers, you agree to comply with and be bound by the following terms and conditions.
Your Guardian Life LLC is an independent insurance brokerage. We provide comparative information, educational resources, premium quotes, and advisory consultation services for Life Insurance, Health/Medical Plans, Medicare Advantage & Medicare Supplements, and Dental/Vision/Supplemental Insurance.
We are not an insurance carrier, nor are we a government entity. All insurance policies are underwritten, issued, and administered solely by independent, third-party insurance companies. Submission of an inquiry, quote request, or application does not constitute a binder or guarantee of insurance coverage.
All content on this website, including blog articles, comparison tables, and guides in our Resource Vault, is provided for general educational and informational purposes only. It does not constitute legal, tax, or accounting advice. Insurance rates, plan designs, and eligibility requirements are determined exclusively by the respective insurance carriers, state insurance departments, and applicable federal guidelines (including CMS and ACA regulations).
By submitting your contact information (including your name, email address, and phone number) through our website forms, scheduling links, or digital advertisements, you grant Your Guardian Life LLC express written permission to contact you regarding your insurance inquiry. This may include:
You may opt out of communications at any time. For SMS, reply STOP to cancel or HELP for assistance. Revoking text consent will not affect your ability to work with our agency via phone or email.
Accurate insurance rate illustrations and coverage approvals depend entirely on truthful disclosure. When using our forms, calculators, or quoting portals, you agree to provide complete and accurate information regarding age, tobacco status, residency, health history, and Medicare eligibility. Providing false, incomplete, or misleading information may result in inaccurate quotes, application rejection, or future claim denial by the insurance carrier.
Our website provides links to external tools, carrier applications, and our designated digital comparison portal, PlanEnroll (https://planenroll.com/?purl=Matthew-Neelley).
Plan availability, physician network inclusion, drug tier placements, and premium quotes displayed on external platforms are managed by their respective hosting entities and participating carriers. Your Guardian Life LLC is not liable for technical inaccuracies, transmission delays, or policy modifications made by third-party platforms or underwriting carriers.
To the fullest extent permitted by applicable law, Your Guardian Life LLC, its principal broker, and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your use of, or inability to use, this website or its services. We do not guarantee that every applicant will qualify for coverage; final underwriting approval, policy rating, and claim adjudication remain at the sole discretion of the issuing insurance company.
All original content on this website—including agency logos, brand marks, written text, graphics, and custom layouts—is the proprietary property of Your Guardian Life LLC and is protected under United States copyright and trademark laws. Reproduction, distribution, or unauthorized commercial use of this material is strictly prohibited.
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law principles. Any legal action or dispute arising out of your use of this website shall be resolved exclusively in state or federal courts located in Maricopa County, Arizona.
We reserve the right to revise or update these Terms and Conditions at any time to reflect operational, legal, or regulatory changes. Updated versions will take effect immediately upon posting to this website.
If you have questions regarding these Terms and Conditions, please contact us:
Your Guardian Life LLC
Principal Broker: Matt Neelley
NPN (License): 21650480
Address: 3707 East Southern Avenue, Ste. 1069, Mesa, AZ 85206
Website: www.yourguardianlife.com
Email: mattn@yourguardianlife.com
Phone: (337) 337-2524
Matt Neelley, Licensed Life & Health Insurance Broker
NPN (License): 21650480 | Gilbert, AZ
Medicare Disclosure: We do not offer every plan available in your area. Currently we represent multiple organizations which may offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
Agency Disclaimer: Your Guardian Life LLC is an independent insurance agency and is not affiliated with, endorsed by, or connected to the federal Medicare program, the Centers for Medicare & Medicaid Services (CMS), the Department of Veterans Affairs (VA), or the Social Security Administration. Hospital indemnity and supplemental plans are separate, standalone insurance policies that provide fixed cash benefits; they are not major medical health insurance and do not replace Medicare coverage. Product availability, features, and rates vary by state and carrier.
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