Terms and Conditions

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Terms and Conditions

Last Updated: 01/22/2026

Welcome to Your Guardian Life. By accessing or using our website (www.yourguardianlife.com) and our services, you agree to comply with and be bound by the following terms and conditions.

1. Services Provided

Your Guardian Life is an independent insurance agency. We provide information, quotes, and consultation services for life insurance, final expense insurance, and related products. We are not an insurance carrier. All insurance policies are issued and underwritten by third-party insurance companies.

2. No Professional Advice

The content on this website is for informational purposes only and does not constitute legal, financial, or tax advice. While we strive for accuracy, insurance products and rates are subject to change and are determined by the underwriting guidelines of the respective carriers.

3. Consent to Contact

By submitting your contact information (name, email, and/or phone number) via our website forms or advertisements, you grant Your Guardian Life express permission to contact you regarding your inquiry. This may include:

Phone calls and voicemails.

Emails regarding quotes and service updates.

SMS/Text messages (standard message and data rates may apply). You may opt-out of these communications at any time by following the instructions provided (e.g., replying "STOP" to text messages).

4. Accuracy of Information

You agree to provide accurate and complete information when requesting a quote. Providing false or misleading information may result in inaccurate quotes or the denial of coverage by an insurance carrier.

5. Limitation of Liability

Your Guardian Life shall not be liable for any direct, indirect, or incidental damages arising out of your use of this website or the services provided. We do not guarantee that every applicant will qualify for coverage, as final approval is at the sole discretion of the insurance carrier.

6. Intellectual Property

All content on this website, including logos, text, and graphics, is the property of Your Guardian Life and is protected by copyright laws. Unauthorized use of this material is prohibited.

7. External Links

Our website may contain links to third-party websites (such as insurance carrier portals). We are not responsible for the content, privacy policies, or practices of these external sites.

8. Governing Law

These terms are governed by and construed in accordance with the laws of the State of [Insert Your State], without regard to its conflict of law principles.

9. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this website.

10. Contact Information

If you have questions regarding these Terms, please contact us at: Your Guardian Life mattn@yourguardianlife.com 520-438-3067